HDFC Diners Club Rewardz Credit Card

Updated On - 06 Sep 2025

With this credit card, you get exclusive dining offers and also earn points every time you swipe the card. The joining fee is Rs.1,000.

credit card CTA button

Key Highlights of HDFC Diners Club Rewardz Credit Card

Some credit cards reward only a few types of spends, the HDFC Diners Club Rewardz Credit Card is not one of those cards.

This credit card rewards all your spending, no matter how trivial. You earn reward points that you can redeem for travel, lifestyle, retail, and entertainment vouchers. All for an annual fee of Rs.1,000 (excluding taxes).

  1. Get 3 Reward Points for every Rs.150 that you spend.
  2. 1,000 Reward Points as a welcome gift and 1,000 Reward Points each year you pay the annual fee.
  3. Choose from over 150 airlines and hotels when making bookings via www.hdfcdinersclub.com.
Other HDFC Bank Credit Cards
  1. HDFC Bank Regalia Credit Card
  2. HDFC Bank Solitaire Credit Card
  3. HDFC Bank Superia Credit Card
  4. HDFC Bank Titanium Edge Credit Card
  5. HDFC Business Regalia First Credit Card
  6. HDFC Bank Platinum Times Credit Card
  7. HDFC Bank Titanium Times Credit Card
  8. HDFC Bank Business Platinum Credit Card
  9. HDFC Bank Visa Signature Credit Card
  10. HDFC Bank MoneyBack Credit Card
  11. HDFC Bank Infinia Credit Card
  12. HDFC Bank Platinum Edge Credit Card
  13. HDFC Bank Platinum Plus Credit Card
  14. HDFC Bank All Miles Credit Card
  15. HDFC Bank Diners Club Black Credit Card
  16. HDFC Diners Club Privilege Credit Card
  17. HDFC Bank Millenia Credit Card
  18. HDFC Regalia First Credit Card
  19. HDFC Bank Diners ClubMiles Card
  20. HDFC Bank Freedom Credit Card
  21. 6E Rewards IndiGo HDFC Bank Credit Card
  22. 6E Rewards XL Indigo HDFC Bank Credit Card
  23. IndianOil HDFC Bank Credit Card
  24. HDFC Bank Easy EMI Card
  25. HDFC Business Regalia Credit Card
  26. HDFC Best Price Save Max Credit Card
  27. HDFC Business MoneyBack Credit Card
  28. HDFC Best Price Save Smart Credit Card
  29. HDFC Bank Diners Club Premium Credit Card
  30. HDFC Bank Doctor's Regalia Credit Card
  31. HDFC Bank Doctor's Superia Credit Card
  32. HDFC Bank Teacher's Platinum Credit Card
  33. HDFC Bank World MasterCard Credit Card
  34. HDFC Bharat Credit Card
  35. HDFC Bank Business Gold Credit Card
  36. HDFC Bank Corporate Platinum Credit Card
  37. HDFC Bank Corporate Premium Credit Card
  38. HDFC SAP Concur Solutions Black Corporate Credit Card
  39. HDFC SAP Concur Solutions Prime Corporate Credit Card
  40. HDFC Business Corporate Regalia Credit Card
  41. HDFC Business Corporate MoneyBack Credit Card
  42. HDFC Bank Corporate World MasterCard Credit Card
  43. HDFC Bank Corporate Visa Signature Credit Card
  44. HDFC Bank Purchase Credit Card
  45. HDFC Bank Central Travel Account Credit Card
  46. HDFC Bank Distributor Credit Card
  47. MakeMyTrip HDFC Bank ForexPlus Card
  48. HDFC Bank Regalia ForexPlus Card
  49. HDFC Bank Multicurrency Platinum ForexPlus Chip Card
  50. HDFC Bank ISIC Student ForexPlus Card

Features and Benefits of HDFC Diners Club Rewardz Credit Card

Welcome Benefit and Renewal Benefit

  1. 1,000 Reward Points when you sign-up for the card. This way you can start accumulating points at an accelerated pace.
  2. You also get 1,000 Reward Points each year, when you pay the annual fee and renew your card membership.

Reward Points

  1. You get 3 Reward Points for every Rs.150 that you spend.
  2. Get 10x when you shop at partner brands.

Milestone benefits

  1. If you spend Rs.1 lakh in a year, the renewal fee is waived off.

Travel Benefits

  1. Choose from over 150 airline and hotel partners when you book your travel and hotel stays on the Diners Club website.
  2. Redeem your reward points for air tickets or hotel stays (1 Reward Point = 0.30 air miles).
  3. Transfer your Reward Points to various frequent flyer programmes such as Jet Privilege and KrisFlyer miles.

Lifestyle Benefits

  1. Get access to a 24/7 concierge service and have all your travel requests taken care of.
  2. To access this service, you need to call: 1800 209 4006.

HDFC Diners Club Rewardz Credit Card Limit

The limit on your HDFC credit card is the total amount you can spend without incurring any over-limit penalties.

This limit is usually intimated to you by the bank when your application has been approved. Moreover, the credit limit for the same card may differ from person to person since several factors go into determining the limit on your card. These include your employment status, your annual income, your current debt obligations, the number of credit cards you currently own, your repayment history, and of course, your credit score.

Based on all of these factors (and more), the bank will determine the credit limit on your card.

How to Redeem Reward Points Earned?

There are plenty of redemption options before you. Here's how you can redeem the points you earn:

  1. Convert your points to air miles and transfer the miles to the frequent flyer programme of your choice.
  2. Redeem your points for rewards from the HDFC Bank Diner's Club Rewardz catalogue.

The steps involved in redeeming your points are:

  1. Login to your HDFC credit card netbanking account.
  2. Register your credit card (if you haven't already).
  3. Select 'Redeem Reward Points' and continue to the online redemption portal.
  4. On the portal, select 'Redeem Reward Points' once again, set the points range, and then view the catalogue.
  5. Add to cart the product or products that you would like to redeem your points for.
  6. Before you check out, make sure that your address and email ID is correct since the product will be delivered to the registered address.
  7. Once all details have been confirmed, select 'Redeem'.
  8. Take note of the redemption order number since you will need it for all communication regarding this order.

The steps to convert your Reward Points to air miles are:

  1. Login to your net banking account.
  2. Register your card.
  3. Select 'Redeem Reward Points'. You will be redirected to the online redemption portal.
  4. Once here, navigate to the section which allows you to convert points to air miles.
  5. You will be given the option of transferring your points to JetPrivilege or KrisFlyer. Choose the frequent flyer programme you are a member of.
  6. Enter all the required details.
  7. Your Reward Points will then be transferred to the concerned frequent flyer programme.

Fees and Charges of HDFC Diner Club Rewardz Credit Card

Type of Charge

Amount

Joining fee

Rs.1,000

Renewal fee

Rs.1,000

Interest rate

1.99% per month

Minimum repayment amount

5% or a maximum of Rs.200

Cash withdrawal fee

2.5% of the withdrawn amount (Minimum Rs.500)

Cash advance limit

40% of the credit limit

Rewards redemption fee

NIL

Add-on cards charges

NIL

Foreign currency mark-up fee

3.00%

Late payment charges

  1. Less than equal to Rs.100 - Nil
  2. Rs.101 to Rs.500 - Rs.100
  3. Rs.501 to Rs.1,000 - Rs.500
  4. Rs.1,001 to Rs.5,000 - Rs.600
  5. Rs.5,001 to Rs.10,000 - Rs.750
  6. Rs.10,001 to Rs.25,000 - Rs.900
  7. Rs.25,001 to Rs.50,000 - Rs.1100
  8. More than Rs.50,000 Rs.1300

Over limit charges

2.5% of the over the limit amount (Min. of Rs.550)

Cash processing fee

Rs.100 per transaction

Payment return charges

2% of the payment amount (Minimum of Rs.450)

Card re-issuance charges

Rs.100 per instance

Duplicate statement

Rs.10

credit card CTA button

Eligibility for HDFC Diner Club Rewardz Credit Card

Both salaried and self-employed individuals can apply for this card. The eligibility criteria for this credit card are:

Salaried Individuals:

  1. Minimum age: 21 years
  2. Maximum age: 60 years
  3. Net monthly income: Greater than Rs.30,000 per month

Self-employed Individuals

  1. Minimum age: 21 years
  2. Maximum age: 65 years
  3. Income: Income Tax Returns need to be greater than Rs.3.6 lakh per annum.

Documents Required to Apply for HDFC Diner Club Rewardz Credit Card

The documents required may vary from each category of applicant. But in general, here are the documents that you may require:

  1. Identity-related documents: Including but not limited to PAN card, Aadhaar card, passport, and driver's licence.
  2. Address proof: Including but not limited to your Aadhaar card and passport.
  3. Income-related documents: Including but not limited to your latest payslip, income tax returns, and Form 16.

How to Apply for HDFC Bank Diners Club Rewardz Credit Card Online?

You can apply for this card on the bank's website.

Once you select the 'Apply Now' button on the HDFC Diners Club Rewardz Credit Card webpage, you will be redirected to the online application form.

Enter the required details such as your name, phone number, income details, and PAN details. Once you submit your application, you will receive an SMS or a call from a bank official regarding the status of your application.

credit card CTA button

FAQs on HDFC Diners Club Rewardz Credit Card

  • What is the validity of my Reward Points?

    The Reward Points you earn are valid for 2 years from the date on which you earn them. This means that points earned in June 2024, will expire in June 2026.

  • How long will it take for my air miles redemption request to be processed?

    It will take at least 7 working days to transfer your Reward Points to air miles.

  • Can I get a waiver on the annual fee?

    Yes, you can get a waiver on the annual fee from the second year onwards. To be eligible for the waiver, you will have to charge a minimum of Rs.1 lakh to your card in the previous year.

  • Will I still get the renewal benefit of 1,000 Reward Points even if the annual fee is waived?

    No. If your annual fee is waived, you will not receive the renewal benefit of 1,000 Reward Points.

Disclaimer
Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.