HDFC Bank Diners Club Premium Credit Card

The HDFC Diners Club Premium Credit Card is a premium card from HDFC Bank. It comes with cool rewards and travel perks. The bank charges a joining fee of Rs.2,500 and offers a welcome benefit of 2,500 Reward Points.

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Key Highlights of HDFC Bank Diners Premium Credit Card

  1. Make hotel reservations and book flight tickets from the diners club website.
  2. On paying the annual fee of the card, get a welcome bonus of 2,500 reward points.
  3. Enjoy complimentary access to domestic and international airport lounges.
  4. Renewal benefit of 2,500 points.
  5. Earn 10X reward points on international spends.
  6. For every Rs.150 spent, earn 4 reward points.
  7. The reward points earned can be converted to AirMiles for Singapore Airlines and partners of Jet Airways.
  8. Air accident cover of Rs.1 crore.
Other HDFC Bank Credit Cards
  1. HDFC Bank Regalia Credit Card
  2. HDFC Bank Solitaire Credit Card
  3. HDFC Bank Superia Credit Card
  4. HDFC Bank Titanium Edge Credit Card
  5. HDFC Business Regalia First Credit Card
  6. HDFC Bank Platinum Times Credit Card
  7. HDFC Bank Titanium Times Credit Card
  8. HDFC Bank Business Platinum Credit Card
  9. HDFC Bank Visa Signature Credit Card
  10. HDFC Bank MoneyBack Credit Card
  11. HDFC Bank Infinia Credit Card
  12. HDFC Bank Platinum Edge Credit Card
  13. HDFC Bank Platinum Plus Credit Card
  14. HDFC Bank All Miles Credit Card
  15. HDFC Bank Diners Club Black Credit Card
  16. HDFC Bank Millenia Credit Card
  17. HDFC Regalia First Credit Card
  18. HDFC Bank Diners ClubMiles Card
  19. HDFC Bank Freedom Credit Card
  20. 6E Rewards IndiGo HDFC Bank Credit Card
  21. 6E Rewards XL Indigo HDFC Bank Credit Card
  22. IndianOil HDFC Bank Credit Card
  23. HDFC Bank Easy EMI Card
  24. HDFC Business Regalia Credit Card
  25. HDFC Best Price Save Max Credit Card
  26. HDFC Business MoneyBack Credit Card
  27. HDFC Best Price Save Smart Credit Card
  28. HDFC Diners Club Rewardz Credit Card
  29. HDFC Bank Doctor's Regalia Credit Card
  30. HDFC Bank Doctor's Superia Credit Card
  31. HDFC Bank Teacher's Platinum Credit Card
  32. HDFC Bank World MasterCard Credit Card
  33. HDFC Bharat Credit Card
  34. HDFC Bank Business Gold Credit Card
  35. HDFC Bank Corporate Platinum Credit Card
  36. HDFC Bank Corporate Premium Credit Card
  37. HDFC SAP Concur Solutions Black Corporate Credit Card
  38. HDFC SAP Concur Solutions Prime Corporate Credit Card
  39. HDFC Business Corporate Regalia Credit Card
  40. HDFC Business Corporate MoneyBack Credit Card
  41. HDFC Bank Corporate World MasterCard Credit Card
  42. HDFC Bank Corporate Visa Signature Credit Card
  43. HDFC Bank Purchase Credit Card
  44. HDFC Bank Central Travel Account Credit Card
  45. HDFC Bank Distributor Credit Card
  46. MakeMyTrip HDFC Bank ForexPlus Card
  47. HDFC Bank Regalia ForexPlus Card
  48. HDFC Bank Multicurrency Platinum ForexPlus Chip Card
  49. HDFC Bank ISIC Student ForexPlus Card
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Features and Benefits of HDFC Bank Diners Premium Credit Card

Annual Fee Waiver

  1. On spending more than Rs.3 lakh in a year, the annual fee for the next year is waived off.

Travel Benefits

  1. The primary cardholder can book airline tickets and make a hotel reservation at more than 150 airlines and choice of domestic and international hotels.
  2. Enable your credit card for international usage. With this, you can upgrade your international daily limit through Net Banking.
  3. Enjoy up to 6 complimentary lounge visits in a year at airports in India and abroad with the Exclusive Lounge Program.
  4. Lounge access will be complimentary for the primary cardholder.

Lifestyle Benefits

  1. With the Diners Premium credit card, you get exclusive Concierge privileges.
  2. The concierge service is available 24/7.
  3. All the representatives of this service speak English and are multilingual.
  4. You will need to call 1800 209 4006. Call and make restaurant reservations, book movie tickets or airplane tickets with just a phone call.

Insurance Benefits

  1. Make the most of the Air Accident cover of Rs.1 crore.
  2. The card also offers an Emergency Medical cover of up to Rs.25 lakh.
  3. You will also get a card liability cover of Rs.9 lakh.
  4. The travel insurance cover is also offered on this credit card of up Rs.50,000 on baggage delay.

Reward Point Benefits

  1. For every Rs.150 spent, you will get 4 reward points.
  2. Enjoy 10X reward points for international spends on your card.
  3. The reward points can be redeemed for booking airline tickets and making hotel reservations.
  4. You can also convert your points for AirMiles at the partner airlines of Jet Airways and Singapore Airlines. 1 reward point = 0.50 AirMile.
  5. Make the most of your reward points by redeeming them for a wide range of products on the HDFC rewards catalogue.
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Fees and Charges on HDFC Bank Diners Premium Credit Card

Type of Charge

Amount

Annual fee

Rs.2,500

Cash advance limit

40% of the credit limit

Minimum repayment amount

5% or a minimum of Rs.200

Interest-free period

Up to 50 days

Charges on revolving credit

1.99% per month

Additional card fee

Free

Cash advance charges

2.5% of the amount withdrawn or Rs.500, whichever is higher

Late payment charges

  1. Less than equal to Rs.100 - Nil
  2. Rs.101 to Rs.500 - Rs.100
  3. Rs.501 to Rs.1,000 - Rs.500
  4. Rs.1,001 to Rs.5,000 - Rs.600
  5. Rs.5,001 to Rs.10,000 - Rs.750
  6. Rs.10,001 to Rs.25,000 - Rs.900
  7. Rs.25,001 to Rs.50,000 - Rs.1100
  8. More than Rs.50,000 Rs.1300

Payment return charges

2% of the payment amount subjected to a minimum of Rs.450.

Charges on over limit account

2.5% of the over limit amount subjected to a minimum of Rs.500

Cash processing fee

Rs.100

Balance transfer processing charges

1% of the balance transfer amount or Rs.250. The higher amount will be taken.

Rewards redemption fee

Rs.99 per redemption request

Fuel transaction charges

Rs.500 per statement cycle will be waived off

Outstation cheque processing charges

Cheque value of up to Rs.5,000 - Rs.25

Cheque value of more than Rs.5,000 - Rs.50

Foreign currency transactions

3.5%

Reissue of a stolen, lost or damaged card

Rs.100

Railway ticket purchase fee

1.8% of the transaction amount + GST

Eligibility Criteria for the HDFC Bank Diner Premium Credit Card

  1. The primary applicant must be a resident or a non-resident of India.
  2. If the applicant is a self-employed individual, he or she must be between the ages of 21 years and 65 years.
  3. If the primary cardholder is a salaried individual, he or she must be between the age of 21 years and 60 years.
  4. The add-on cardholder must be at least 15 years of age.

Documents Required for HDFC Bank Diner Premium Credit Card

  1. Duly filled application form
  2. Address proof which should include PAN card, Passport, Aadhaar card or a copy of your electricity bill.
  3. Copy of Form 60 and PAN card.
  4. 2 passport-sized coloured photographs.
  5. Proof of income which can include a copy of your Form 16, latest salary slips or IT returns.
  6. An identity proof which includes Aadhaar card, PAN card or driving license.

HDFC Bank Diners Premium Credit Card Limit

The card limit of the Diners Premium credit card is given at the discretion of the bank. HDFC Bank takes several factors into consideration before deciding on the limit to be given to the primary applicant. The factors which are majorly considered are the credit score, the credit report of the applicant along with the repayment behaviour of past and current loans.

Reward Point Benefits on HDFC Bank Diners Premium Credit Card

  1. You will receive 4 reward points for every Rs.150 spent on your credit card.
  2. For international purchases and expenses, enjoy accelerated rewards of 10X.
  3. The reward points you earn on your card can be redeemed from the HDFC Bank rewards catalogue.
  4. Your points accumulated on the card can be converted into AirMiles. These Miles can be used for tickets of partner airlines of Jet Airways and Singapore Airlines. You will receive 0.50 AirMiles for every reward point.
  5. Reward points are valid for 2 years from the date of accumulation.

FAQs on HDFC Bank Diner Premium Credit Card

  • How much airmiles can I earn against each Reward Point?

    Each Reward Point will help you earn 0.70 airmiles.

  • Will I be awarded Reward Points on fuel transactions?

    No, you will not be awarded Reward Points on fuel transactions.

  • If I use the revolving credit facility on my HDFC Bank Diners Club Premium Credit Card and do not pay the total amount due at the end of the billing cycle. Will I be charged interest on the total outstanding balance?

    If you use the revolving credit facility on your HDFC Bank Diners Club Premium Credit Card and do not pay the total amount due at the end of the billing cycle, then yes you will be charged interest on the total outstanding balance plus on every new transaction that you make using the card. The interest will be charged until you pay back the full amount.

  • What is the value of Reward Points?

    1 Reward Point is equal to Rs.0.75.

  • How to find more information about HDFC Bank Diners Club Premium Credit Card?

    To find more information about HDFC Bank Diners Club Premium Credit Card, you have to visit the website of HDFC Bank Diners Club. You can also visit any branch of the bank or contact HDFC Credit Card Customer Care to get details.

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