Axis Bank Personal Loan Online in 2025 - Get Up to ₹40 Lakhs

Features & Benefits of Axis Bank Personal Loan

1. Flexible repayment tenures
2. Competitive interest rates
3. Special offers for customers who have existing personal loans with other banks and want to lower their EMIs by transferring the loan to Axis Bank
4. Multiple channels for repayment, including RTGS, NEFT, and ECS
5. Minimal documentation and hassle-free application process

Eligibility Criteria for Axis Personal Loan

Here are the eligibility criteria for Axis Bank personal loans:

Age	Between 21 years and 60 years
Employment Type	Salaried employees Private limited company employees Government employees including PSU,Central and local bodies.
Net Salary	Rs.15,000 per month

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Documents Required to Apply for Axis Bank Personal Loan

Here are the documents you need to submit when applying for a personal loan from Axis Bank:

1. Application form
2. Age proof
3. Passport size photographs
4. ID proof
5. Residence proof
6. Bank statement
7. Signature verification proof

Here are the documents you need to submit post sanction/pre-disbursement:

1. Duly signed loan agreement
2. ECS form/Standing Instruction Request
3. KYC documents

Axis Bank Personal Loan Fees and Charges

Schedule of Charges	Fees
Penal Interest	8% per annum above the applicable interest rate will be charged on overdue amounts, capped at a maximum of 24% per instance.
Cheque/Instrument Swap Charges	Rs.500 per instance + GST
CIC Report Issuance Charges Stamp Duty Charges	Rs.50 per instance per set + GST as per State Stamp Act
Charges for No Dues Certification generation	Rs.50 per instance per set + GST as per State Stamp Act
Stamp Duty Charges	As per state actuals
Duplicate Statement Issuance	Rs.250 per instance
Duplicate Amortization Schedule Charges	Rs.250 per instance
Part Payment/Pre Payment-Charges	Pre-Payment: 5% + GST Part-Payment : Less than equal to 3 years - 3% & More than 3 years - 2%
Processing Fee	Up to 2% of the loan amount

**(Subject to change as per Bank's discretion)

Axis Bank Personal Loan EMI Calculator – Estimate Instantly

Calculate your EMI within a minute with the help of BankBazaar Axis Bank Personal Loan EMI Calculator. All you need to do is fill in the required fields with your preferred loan amount, interest rate, tenure, and processing fee. Click "Calculate" to check your EMI. You can also view a detailed break-up of your repayment schedule via an amortization table.

Personal Loan Offered by other Banks in India

1. SBI Personal Loan
2. HDFC Personal Loan
3. ICICI Bank Personal Loan
4. Bank of Maharashtra Personal loan
5. City Union Bank Personal Loan
6. Deutsche Bank Personal Loan
7. Dhanlaxmi Bank Personal Loan
8. Federal Bank Personal Loan
9. Indian Bank Personal Loan
10. IDBI Personal Loan
11. IndusInd Bank Personal Loan
12. Canara Bank Personal Loan
13. Karnataka Bank Personal Loan
14. KVB Personal Loan
15. Jammu and Kashmir Bank Personal loan
16. PSB Personal Loan
17. Punjab National Bank (PNB) Personal Loan
18. Bank of Baroda Personal Loan
19. Kotak Mahindra Bank Personal Loan
20. IDFC Bank Personal Loan
21. Yes Bank Personal Loan
22. Union Bank Personal Loan
23. Abhyudaya Bank Personal Loan
24. HSBC Personal Loan
25. IIFL Personal Loan
26. HDBFS Personal Loan
27. IOB Personal Loan
28. DBS Bank Personal Loan
29. Ujjivan Bank Personal Loan
30. Bandhan Bank Personal Loan
31. UCO Personal Loan
32. BOI Personal Loan
33. Citibank Personal Loan
34. Central Bank of India Personal Loan
35. Nainital Bank Personal Loan
36. South Indian Bank Personal Loan
37. Standard Chartered Personal Loan
38. Syndicate Bank Personal Loan
39. RBL Bank Personal Loan

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FAQs on Axis Bank Personal Loan

• How do I apply for an Axis Bank personal loan?

  You can apply for an Axis Bank personal loan by visiting the official website of the company, or by visiting the nearest branch, or by calling the bank's call centre.

• How can I pay my Axis Bank personal loan EMIs?

  The EMIs towards your Axis Bank personal loan can be paid using post-dated cheques, Electronic Clearing Service, or through Standing Instruction.

• How can I keep track of my personal loan from Axis Bank?

  In order to keep track of your repayment schedule and to view your statements, you will have to request the bank for your Interest Certificate, Repayment Schedule, or Statement of Account. You may do so by calling the bank's customer care number, or writing from your registered email ID and sending a mail to loans@axisbank.com, or visiting a branch of the bank.

• How can I foreclose my Axis Bank personal loan?

  In order to foreclose your Axis Bank personal loan, you will have to request the bank for a foreclosure statement. To do so, you may visit the nearest Loan Centre of the bank and submit your foreclosure request after which the bank will process your request.

• How to update contact details linked to Axis Bank Personal Loan?

  You can update your email ID and mobile number by either calling the customer care number of the bank or by writing to the bank at loans@axisbank.com using your registered email ID.

• How to check Axis bank personal loan status?

  You can check Axis bank personal loan status by calling the bank officials at 1860 419 5555 or 1860 500 5555. You can also use the online mode and get the status by using your mobile number and date of birth or reference number or by logging into the internet banking portal. You also have the option of visiting the bank branch and meet the officer in charge to know the status of the personal loan application.

• How to contact Axis Bank customer care executives?

  You can contact Axis bank customer care executives by calling on 1860 419 5555 or 1860 500 5555. In case, you need to contact the executives when you are outside India you can dial 022 - 6798 7700. If you are an NRI, you are call on the listed below toll-free numbers or reach them at 040 - 6717 4100.