Federal Bank Visa Signet Credit Card

The Federal Bank Visa Signet Credit Card uses a tiered reward-points structure that pays more on select spend categories, such as electronics, apparel and entertainment, than on others. This lets cardholders earn more on their most frequent spending categories. The exact reward multiples for each category are listed in the Features and Benefits section above.

Yes, the Federal Bank Visa Signet Credit Card offers a complimentary domestic airport lounge visit each quarter once you meet the minimum quarterly spend requirement. The applicable spend threshold is listed in the Features and Benefits section above. Lounge access is available to the primary cardholder. 

The Federal Bank Visa Signet Credit Card offers a Buy One Get One Free deal on INOX movie tickets once every quarter. This entertainment benefit is part of the card's lifestyle-focused features. Terms and conditions apply to this offer. 

No, the Federal Bank Visa Signet Credit Card does not offer a fuel surcharge waiver. This benefit is available on certain other Federal Bank credit card variants but not on the Visa Signet card. Cardholders should check the Features and Benefits section above for the benefits this card does include.

To apply for the Federal Bank Visa Signet Credit Card, you must be at least 18 years old for a secured card or 21 years old for an unsecured card, and either an Indian resident or a Non-Resident Indian. A good credit history also improves your chances of approval. Additional criteria may apply based on the bank's internal policies. 

Applying for the Federal Bank Visa Signet Credit Card requires a PAN card, an Aadhaar card, and your last three months' bank statements in PDF format. Self-employed or non-salaried applicants must also submit their income tax login credentials. The bank may request additional documents depending on your application.

An add-on Federal Bank Visa Signet Credit Card is available for a small per-card fee, with the exact amount listed in the Fees and Charges section above. You can issue up to four add-on cards against your primary account. Add-on cards let family members use their own card linked to your account. 

Interest on the Federal Bank Visa Signet Credit Card is charged as an Annual Percentage Rate that varies with your average monthly balance, applied only when you carry forward a balance instead of paying in full. The exact rate slabs are listed in the Interest on Revolving Credit table above. Paying your bill in full each month helps you avoid this interest. 

Yes, a redemption fee applies each time you redeem reward points on the Federal Bank Visa Signet Credit Card, and the exact amount is listed in the Fees and Charges section above. This fee is charged per redemption request. Redeeming points in fewer, larger batches can help reduce how often this fee applies. 

You can check your Federal Bank Visa Signet Credit Card statement by logging into the Federal Bank website or mobile app. Both platforms let you view transactions, due dates and outstanding balances. Registered users can also opt for e-statements by email.

The Federal Bank Visa Signet Credit Card charges a foreign currency mark-up fee on transactions made outside India, with the exact percentage listed in the Fees and Charges section above. This fee applies whenever you use the card for a purchase in a currency other than Indian Rupees. Using the card for domestic transactions does not attract this fee.