Axis Bank Prime Savings Account

High Withdrawal/Daily Transaction Limit

Rs 50,000 at ATMs/ Rs 1,00,000 for shopping transactions

Easy Account Monitoring

Via monthly e-statements / passbook

Easy Access to Cash

Over 11,500 Axis Bank ATMs and 2300 Axis Bank branches

Rewards Program

eDGE Loyalty Rewards Program; Earn points on a variety of transactions and redeem the same for rewards across multiple categories.

Complimentary Enhanced Personal Accident Insurance

Avail insurance cover for Rs 3 lakh by swiping your card once every 6 months (subject to conditions)

Lost Card Liability / Purchase Protection Liability

Combined lost card liability & purchase protection liability of up to Rs 50,000.

Extras

Get 2 free DDs/POs per month at Axis Bank locations; one free ‘payable at par’ cheque book per quarter

Visa Classic Debit Card Annual Fee

Rs 150

Cash Transaction charges

Beyond the first 5 transactions (or Rs 10 lakh in value), Rs 5 per Rs 1000 or Rs 150 (whichever is higher), shall be charged.

Account Closure

Rs 500

IMPS Fees

Up to Rs.1 Lakh – Rs 5 per transaction; Rs 1 Lakh to Rs.2 Lakh - Rs.15 per transaction.

NEFT Fees

Up to Rs 10,000 – Rs 2.5 per transaction; Rs 10,000 to Rs 1 Lakh – Rs 5 per transaction; Rs 1 Lakh to Rs 2 Lakh – Rs 15 per transaction; above Rs 2 Lakh – Rs 25 per transaction.

Axis / Non-Axis ATM financial transaction fee beyond limits

Rs 20 / per transaction

Axis / Non-Axis ATM non-financial Transaction fee beyond limits

Rs 8.5 / per transaction

Card Replacement Fee

Rs 100

Surcharge at petrol pumps

2.5% on purchase amount (min. of Rs 10)

International Cash Withdrawal Fee / Balance Enquiry Fee (ATM)

Rs 125 / Rs 25

Additional Cheque Book Fee

Rs 50 per cheque book

Duplicate Passbook

Rs 100

Photo Attestation / Signature Verification / Address Confirmation / Balance Certificate

Rs 100 for each

DD/PO Cancellation / Revalidation / Duplicate

Rs 100 for each

Foreign Currency Deposit Fee (at branches)

Rs 100