How to Activate SBI SMS/Mobile Banking

To activate SBI SMS Banking for the first time, send 'MBSREG' by SMS to 9223440000 from your registered mobile number and you will receive your User ID and MPIN by return SMS. You can also register through an SBI ATM, OnlineSBI, or your home branch. Once active, use simple SMS keywords to check your balance, get a mini statement, or manage your debit card. 

Updated On - 24 Sep 2026
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Services Available After Activation:

Once the registration process is complete, customers can avail the below-mentioned services:

  • Balance Enquiry
  • Mini Statement
  • Cheque Book Request
  • E-Statement - last 6 month

How to Activate SMS Banking via Mobile Handset:

Follow these simple steps to activate SMS Banking via your mobile:

  • Send 'MBSREG' as an SMS to 9223440000. The SMS must be sent from the mobile number you wish to activate the services for.
  • You will receive the User ID and Mobile PIN (MPIN).
  • Download the bank's mobile app and log in with the help of the User ID and password.
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Registration at SBI Branch:

Once the handset validation has been completed, you can visit the SBI Home Branch to complete the registration process. Once the required form is filled and submitted, the SBI Mobile Banking Service will be activated immediately.

How to Register for SMS Banking at an SBI ATM:

The registration process that must be followed at an SBI ATM is mentioned below:

  • Once the debit card has been swiped, choose the 'Mobile Registration' option.
  • Next, select Mobile Banking.
  • Enter the mobile number. Next, select 'Yes'.
  • Next, you must confirm the mobile number.
  • You will receive a slip confirming that the registration process has been completed.
  • An SMS will be sent confirming the activation of your account.

How to Register through OnlineSBI:

The process to complete the registration via OnlineSBI is given below:

  • Log in to 'OnlineSBI'.
  • Click on 'eServices'.
  • Select ''YONO Lite SBI''. Ensure that the MPIN is changed and an SMS has been received stating that the handset validation has been completed.
  • Click on 'Registration'.
  • The list of accounts will be displayed. Select the account and click on 'Submit'.

The savings account that has been selected will be the main account for the mobile banking service. You can register only one account via OnlineSBI.

Services Offered by SBI SMS Banking:

The following are the services provided by the SMS banking system of SBI: 

Service 

How to Avail 

Mini statement 

SMS 'MSTMT' to 9223766666 

E-statement 

SMS 'ESTMT <space>Account Number<space><4-digit code>' to 7208933145 

Cheque book request 

SMS 'CHQREQ' to 7208933145 

Balance Enquiry 

SMS 'BAL' to 09223766666 

Control ATM Card Usage 

SMS 'SWON/SWOFF ATM/POS/ECOM/INTL/DOM/NFC <space><last four digits>' to 8422933333 

Education Loan Interest Certificate 

SMS 'ELI<space>Account Number<space><4-digit code>' to 7208933145 

Home Loan Interest Certificate 

SMS 'HLI <space>Account Number<space><4-digit code>' to 7208933145 

Green PIN Facility 

SMS 'PIN <space><last four digits of debit card><space><last four digits of account>' to 8655807197 

SBI Car Loan 

SMS 'CAR' to 7208933145 

SBI Home Loan 

SMS 'HOME' to 7208933145 

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How to De-Register SBI SMS Banking? 

Customers must send a message ‘DREG’ to 7208933148 from register mobile number to de-register from SBI Quick Service or SBI SMS banking. 

SBI SMS Banking Charges:

The following are the applicable charges imposed by State Bank of India on SMS Banking facility:

Number 

Charges 

6-digit number (567676) 

Premium charges (as applicable) 

10 digits number 

as per customer’s mobile bill plan, SMS charges will be applied (as applicable) 

Summary 

SBI SMS Banking activation takes just one SMS: text 'MBSREG' to 9223440000 from your registered mobile number, or register through an SBI ATM, OnlineSBI, or your home branch. Once active, you can check your balance, get a mini statement, and manage your debit card using simple SMS keywords, without needing an internet banking login. Keep your registered mobile number updated so your SBI SMS Banking services keep working without interruption. 

FAQs on How to Activate SBI SMS/Mobile Banking for the First Time

1.Do I need any documents to register for SBI SMS Banking?

No, SBI SMS Banking registration does not require you to submit any documents. You can activate it instantly using your registered mobile number through SMS, an SBI ATM, OnlineSBI, or your home branch. 

2. How do I set up an SMS alert for SBI SMS Banking?

You can set up an SBI SMS Banking alert from the SMS alert link under the request tab on your internet banking site. Select your account from the list shown and confirm to enable alerts for it. 

3.Can I change my SBI SMS Banking alert settings later?

Yes, you can modify your SBI SMS Banking alert settings online at any time through your account. There is no need to visit a branch to update these preferences. 

4.Can I turn off all SBI SMS Banking alerts for an account?

Yes, you can disable all SBI SMS Banking alerts for a particular account by turning off the alert hyperlink linked to it. This stops SMS notifications for that account specifically. 

5.What should I do if I change my mobile number registered for SBI SMS Banking?

You should update your new mobile number through OnlineSBI or by visiting your SBI branch as soon as possible. This keeps your SBI SMS Banking services and alerts working without interruption. 

6.Do SBI SMS Banking alerts set for one account apply to all my accounts?

No, SBI SMS Banking alerts must be set up individually for each account you hold. Enabling alerts on one account does not automatically extend them to your other accounts. 

About the Author

Kankana Mukherjee

Kankana Mukherjee

Kankana Mukherjee is an engineer and has over 4.5 of experience in content writing. Combining the expertise in financial content writing achieved in her 2 years association with BankBazaar, and a knack for clear and engaging content, Kankana simplifies complex financial concepts and offers practical insights to help readers make informed decisions and achieve financial success.

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