SBI Card MILES PRIME

The exclusive benefits of the SBI Card MILES PRIME credit card are mentioned below:

Welcome Gift:

1. Receive 3,000 Travel Credits upon spending Rs. 60,000 within 60 days of card issuance.

Miles Rewards:

1. Earn four Travel Credits for every Rs. 200 spent on travel.
2. Gain two Travel Credits for every Rs. 200 spent on all other purchases.
3. Convert Travel Credits into Air Miles or Hotel Points, Travel Bookings, or Catalogue Products with the following conversion rates:
4. 1 Travel Credit = Rs. 1 for Air Mile or Hotel Point
5. 1 Travel Credit = Rs. 0.50 for Travel Bookings
6. 1 Travel Credit = Rs. 0.25 for Shop & Smile Product Catalogue

Milestone Benefits

1. Receive additional Domestic Lounge visits with every Rs. 1 lakh spent.
2. Earn 10,000 Bonus Travel Credits on annual spends of Rs. 8 lakh.

1. Enjoy Annual Fee reversal on spends of Rs. 10 lakh within a membership year.
2. For every Rs. 1 lakh spent, Cardholders get one complimentary Domestic Airport Lounge visit over and above the complimentary visits.
3. Domestic Airport Lounge visit is applicable to both the Primary Cardholder and a Guest. Additional lounge visits, based on spending milestones, are capped at 12 visits in a membership year.

International Travel Privileges

1. Obtain a complimentary Priority Pass Membership worth US Dollars 99 for access to 1000+ International Airport Lounges worldwide.
2. Avail of four complimentary International Airport Lounge visits every year outside India (maximum two visits per quarter).
3. Only Primary Cardholders are eligible for the Priority Pass Program.
4. Priority Pass Program is complimentary for the first two years. All visits beyond the complimentary limit are chargeable at a usage fee of US Dollars 27 + applicable taxes.
5. Call our helpline numbers: 18605001290 or 39020202 (prefix Local STD code) to receive your Priority Pass.

Domestic Travel Privileges

1. Enjoy eight complimentary Domestic Airport Lounge visits every year (maximum two visits per quarter).

Insurance Cover

1. Benefit from comprehensive insurance coverage including flight cancellations, lost card liability, air accident cover, baggage loss or baggage damage, and more.

Other Travel Benefits

1. Experience a low Foreign Currency Mark-up Charge of 2.50% on international usage.
2. Receive a 1% Fuel Surcharge Waiver across all petrol pumps. (Government Service Tax extra as applicable)
3. Maximum Surcharge Waiver of Rs. 250 per month, per statement cycle.

Unique Features of SBI Card MILES PRIME Credit Card

Mentioned below are the unique features of the SBI Card MILES PRIME credit card:

1. Contactless Technology: Experience the convenience of Contactless Technology with the SBI Card MILES PRIME credit card. Simply tap your card to ensure fast and hassle-free payments at a secure reader to complete transactions swiftly and securely. Contactless Technology minimises the risk of loss and fraud associated with counterfeit skimming, as your card never leaves your hands during transactions. This innovative feature makes your payment experience safer and more convenient than ever before.

1. Worldwide Acceptance: Experience global convenience with your SBI Card MILES PRIME credit card, accepted at over 29 million outlets worldwide, including 3,25,000 establishments in India.
2. Credit Facility: Enjoy flexible payment options with your SBI Card MILES PRIME credit card. Utilise the extended credit feature to manage payments according to your convenience, from the Minimum Amount Due to the Total Amount Due as indicated in your Monthly Statement. Benefit from carrying forward the outstanding balance at one of the lowest finance charges available.
3. Enhanced Benefits for Family: Share the benefits of your SBI Card MILES PRIME credit card with your family by applying for an Add-on card for your parents, spouse, siblings, and children over 18 years of age, enhancing their purchasing power.
4. Cash on the Go: Access cash conveniently with your SBI Card, enabling cash withdrawals from over 1 million ATMs worldwide.
5. Easy Bill Payments: With the Easy Bill Payment facility, you can effortlessly track and manage various bill payments such as electricity, insurance, mobile postpaid, and more. There are two convenient ways to make payments: firstly, through standing instructions, where you can register your billers and set up automatic payments before the due date, and secondly, through online payment via SBI Card platforms. Whether through the SBI Card website, Mobile app, or Chatbot ILA, you can conveniently fetch your bills and make instantaneous online payments or recharges, ensuring seamless bill management.
6. Balance Transfer: Unlock significant savings with our competitive interest rates through the Balance Transfer facility. Transfer your outstanding balance from any other credit card to your SBI Card MILES PRIME credit card in just 2 to 3 working days, selecting a plan tailored to your financial requirements. To avail of this service, the transferred amount must be a minimum of Rs. 5,000 and a maximum of up to 75% of your available credit limit on the SBI Card MILES PRIME credit card.
7. Flexipay: Simplify your purchases with the Flexipay instalment plan offered by SBI Card MILES PRIME credit card, allowing you to repay in convenient monthly instalments. Choose from a range of plans that suit your financial needs and benefit from low interest rates. To utilise this service, simply contact the SBI Card helpline or book online through sbicard.com or the SBI Card Mobile App within 30 days of your purchase.
8. SBI Card Alerts: Stay informed about your credit card status with SBI Card Alerts, which allows you to receive SMS notifications directly to your mobile phone. These alerts cover Mini Statement, Cheque, Credit & Cash Limit, and Payment Assistance updates, ensuring you are always in the know, regardless of your location.
9. Insurance: With your SBI credit card, you can access a range of insurance products, including health, personal accident, motor, additional health covers, travel, life insurance, and other assistance products at competitive rates, ensuring comprehensive coverage at affordable prices.

Fees & Charges

The fees and charges for the SBI Card MILES PRIME credit card are given in the table below:

How to Apply for SBI Card MILES Prime Credit Card

Applying for an SBI Card MILES PRIME credit card is a straightforward process. Follow these steps to initiate your application:

Step 1: Visit Bank's Website

Visit the SBI Bank's official website and navigate through it to find Credit Cards.

Step 2: Select SBI Card MILES PRIME

Upon reaching the website, navigate through the range of credit cards offered by SBI. Locate the SBI MILES PRIME credit card option either under the 'Credit Cards' section or by using the website's search feature.

Step 3: Apply for SBI Card MILES PRIME

Click on the 'Apply Now' button associated with the SBI Card MILES PRIME to kickstart the application procedure.

Step 4: Provide Personal Details

During the application process, furnish essential personal details, including your full name, mobile number, city of residence, PAN (Permanent Account Number), and date of birth. Ensure relevance and accuracy of the information provided.

Step 5: Enter Professional Details

Proceed to input your professional details such as occupation, designation, and employer name or company name.

Step 6: Complete KYC Details

Finalise the application by supplying KYC (Know Your Customer) details, including your residential address and pin code. Verify the accuracy of all information provided.

Step 7: Review and Submit

Thoroughly review the application to ensure the correctness of the entered details. Upon confirmation, submit the application.

Step 8: Await Confirmation

After submission, SBI will process your application. You will get a notification regarding the status of your application via email or SMS. If approved, your SBI MILES PRIME credit card will be dispatched to the address specified during the application process.

Documents Required for SBI Card MILES PRIME

For an SBI Card MILES PRIME credit card application, the standard documentation typically includes:

Proof of Identity (Choose one):

1. Aadhaar Card
2. Passport
3. Voter ID Card
4. Driving License
5. PAN Card

Proof of Address (Choose one):

1. Aadhaar Card
2. Passport
3. Voter ID Card
4. Utility Bill (Electricity, Water, Gas, Telephone) not exceeding two months old
5. Bank Statement with Address

Proof of Income (Choose one):

1. Salary Slip (for Salaried Individuals)
2. Income Tax Returns
3. Form 16
4. Bank Statements (for Self-employed Individuals)

Passport-sized Photographs: Prepare a few recent passport-sized photographs.

KYC Documents: This may involve self-attested copies of the PAN card, Aadhaar card, and other relevant documents as per the bank's requirements for Know Your Customer (KYC) compliance.

Ways for Digital Payments with SBI Card MILES PRIME Credit Card

1. Automated Standing Instruction (e-NACH): Ease your bill payments by enrolling in e-NACH for seamless deductions from your bank account on the Payment Due Date.
2. UPI Payment: Accelerate bill settlements via UPI payment mode on the SBI Card App or website using a QR code.
3. NEFT (National Electronic Funds Transfer): Instantly settle your SBI Credit Card outstanding through NEFT, 24X7. Use your 15-digit or 16-digit credit card number and IFSC Code SBIN00CARDS to register.
4. YONO Payment: Swiftly pay through the YONO App by SBI for immediate credit to your card account. Download the app from the Google Play Store or App Store.
5. Bharat Bill Payment System: Conveniently and securely settle your credit card bill through the Bharat Bill Payment System on the SBI Unipay website.
6. PayNet: Visit sbicard.com and use PayNet to make online payments via net banking, with instant reflection in your SBI Credit Card account.
7. Electronic Bill Payment: Directly pay from your bank account using your bank's Bill Pay facility, with instant crediting of payments.
8. Debit Card Payment: Instantly settle bills using selected bank debit cards online.
9. Auto Debit: Authorise your SBI Card to debit your savings or current bank account by completing the Auto Debit mandate at selected banks.

List of Airline Partners & Hotel Partners of SBI Card Miles PRIME Credit Card

Airline Partners

1. Air Arabia
2. Air Asia
3. Air Canada
4. Air France-KLM
5. Air India
6. Air Vistara
7. Etihad Airways
8. Ethiopian Airlines

1. Japan Airlines
2. Saudia (Saudi Arabian Airlines)
3. Spice Jet
4. Thai Airways
5. Turkish Airlines
6. United Airlines
7. Qantas Airways
8. Qatar Airways

Hotel Partners

1. Accor
2. IHG Hotels & Resorts
3. ITC Hotels
4. Orchid Hotels
5. Wyndham Hotels & Resorts
6. Shangri-La Group

Credit cards make payments easy for all expenses online and offline while offering various benefits

Find a Card >>