ICICI Credit Card Balance Transfer

1. The customer is responsible for any additional charges, overdue amounts, or fees imposed by the other bank.
2. Customers must continue to make payments on the other bank's credit card account by the due date until the payment from ICICI is received.

Benefits of ICICI Bank Credit Card Balance Transfer

The following are the benefits of ICICI bank credit card balance transfers:

1. Enable quick balance transfer within a short period of time
2. Offers multiple transfer facilities
3. Provides various incentives such as lower interest rates and an interest-free period

Eligibility Criteria for ICICI Credit Card Balance Transfer

The following are the eligibility criteria to avail a balance transfer service offered by ICICI Bank Credit Cards:

1. Customers with a solid track record with ICICI bank in terms of credit card spending, transaction patterns, and payment history may be eligible for a credit card balance transfer from time to time, depending on the bank's internal standards.
2. A minimum outstanding balance of Rs.15,000 on the other bank credit card is required to use the balance transfer service.

Documents Required for ICICI Credit Card Balance Transfer

ICICI Bank does not require you to provide any form of documentation to be able to use the credit card balance transfer feature. However, the bank will not extend the benefit to you if you do not qualify for the same as per the prescribed eligibility criteria.

Modes of Fund Transfer offered by ICICI Bank Credit Card

The bank allows customers to balance transfer through NEFT or Demand Draft (DD). To avail NEFT transfer facility, the customers need to send an e-mail to balancetransfer@icicibank.com mentioning the below details:

1. Other bank name
2. Customer's name
3. Other bank credit card number (in which balance transfer to be taken)

You can even call 1860 120 7777 to enquire about the balance transfer procedure.

How to Apply for Credit Card Balance Transfer with ICICI Bank

To apply for credit card balance transfer with ICICI bank, you can call the bank's customer service or text BT to 5676766. A representative of the bank will call you back at the number provided by you.

Process of ICICI Bank Credit Card Balance Transfer

In order to proceed with the Balance Transfer, you have to follow any of the two methods given below:

1. The Bank will send a Demand Draft to the cardholder's mailing address, in favour of the other Bank that has issued the credit card from which you wish to transfer the outstanding amount. This will be credited to the other Bank credit card account of the cardholder. This same amount is then reflected on the ICICI Bank credit card held by the customer.
2. The Bank will initiate a NEFT transfer in favour of the other Bank that has issued the credit card from which you wish to transfer the outstanding amount. This will be credited to the other Bank credit card account of the cardholder. This same amount is then reflected on the ICICI Bank credit card held by the customer.

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