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CASHBACK SBI Card

SBI has launched the CASHBACK SBI Card to offer exclusive cashback privileges to its customers. This credit card offers maximum value-back on all your online purchases without merchant restrictions, which makes it one of the top credit cards for online shopping. Read on to learn about the features, benefits, fees, etc., of the CASHBACK SBI Card.

Updated On - 22 Oct 2025
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Features and Benefits of CASHBACK SBI Card

The CASHBACK SBI Card comes with the following features and benefits:

Features 

Details 

Contactless advantage 

Simplifies the process of purchase by waiving the card.Ensuresfast,convenientand safetransaction.Reduces the risk of card loss and fraud. 

Global acceptance 

Acceptable in over 24 million outlets across the globe, including 3,25,000 outlets in India.Acceptable at any outlets that accept VISA. 

Add-on card 

Offers add-on cards tospouse, parents, children or siblings who are above 18 years of age.Note: Three add-on cards are offered at zero cost. 

Utility bill payment facility 

Allows customers to make payment for electricity, mobile, telephone and other utility bill payment by using Easy Bill Pay facility. 

Balance transfer on EMI 

Enables customer to transfer the outstanding balance to CASHBACK SBI credit card from other banks’ credit cards.EMI can be availed at a low interest rate. 

Cash on the go 

Allows cash withdrawal from over one million MasterCard and Visa ATMs across the globe. 

Cashback 

On online spend across any merchant outlet, the card offers5%cashback benefit.Offers cashback of1%onoffline spend.Note: Cashback not applicable on Merchant EMI and Flexipay EMI transactions under categories such Utility Insurance, Fuel, Rent, Wallet, School & Educational Services, Jewelry, Railways etc. 

Spend-based reversal 

Provides renewal fee reversal benefit on spending Rs.2 lakh annually. 

Fuel surcharge waiver 

Offers 1% fuel surcharge waiver on fuel transaction across all petrol pumps in India.The benefit is applicable for transactions between Rs.300 (Rs.500 for CASHBACK SBI VISA credit card) to Rs.3000 excluding GST and other charges.Maximum surcharge waiver offered is Rs.100 per statement cycle 

Easy Cashback facility 

The cashback gets credited to the SBI card account within two days of the next statement generation. 

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Fees and Charges for CASHBACK SBI Card

The fees and charges associated with the CASHBACK SBI Card are mentioned in the table below:

Type of Fee

Amount

Joining Fee

Rs.999

Renewal Fee

Rs.999 (Waived if you spend Rs.2 lakh in the previous year)

Add-on Fee

Nil

Cash Advance Fee

2.5% or Rs.500 (whichever is higher)

Finance Charges

3.75% per month (45% p.a.)

Cash Payment Fee

Rs.250 plus taxes

Late Payment Fee

  1. NIL: Outstanding amounts ranging from Rs.0-Rs.500 on the payment date
  2. Rs.400: Outstanding amounts more than Rs.500 to Rs.1,000
  3. Rs.750: Outstanding amounts more than Rs.1,000 to Rs.10,000
  4. Rs.950: Outstanding amounts more than Rs.10,000 to Rs.25,000
  5. Rs.1,100: Outstanding amounts more than Rs.25,000 to Rs.50,000
  6. Rs.1,300: Outstanding amounts more than Rs.50,000

Overlimit Fee

2.5 % of the over-limit amount or Rs.600 (whichever is higher)

Payment Dishonor Fee

2% of the payment amount (minimum Rs.500)

Rewards Redemption Fee

Rs.99

Cheque Payment Fee

Rs.100

Card Replacement Fee

Rs.100 to Rs.250 (Rs.1,500 for Aurum cardholders)

Foreign Currency Transaction Fee

3.5%

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Eligibility Criteria for CASHBACK SBI Card

The basic eligibility criteria to apply for a CASHBACK SBI Card are as follows:

  1. You must be aged between 21 years and 70 years.
  2. You must be a salaried or a self-employed professional.
  3. You must have a good credit score.
  4. You must have a regular source of income.

For more details about the CASHBACK SBI credit card eligibility, customers must contact the bank.

Documents Required for CASHBACK SBI Card

The documents required to apply for a CASHBACK SBI Card are as follows:

  1. Aadhaar card (with first eight digits masked)
  2. PAN card
  3. Income documents (salary slip, income tax returns, etc.)
  4. Bank account details
  5. Photographs
  6. Or any valid government address proof

Note: For details about the KYC (Know Your Customer) documents contact the bank.

How to Apply for CASHBACK SBI Card

The procedure to apply for a CASHBACK SBI Card is mentioned below: 

  1. Visit the official website of SBI. 
  1. Navigate to the 'Credit Cards' page and select 'CASHBACK SBI Card.' 
  1. Click on the 'Apply Now' option. 
  1. Fill in the online application form. 
  1. Click on the 'Submit' option. 
  1. Upon approval of your application, the SBI Card team will contact you for verification. You will receive the Cashback SBI Card after the verification process is completed. 
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FAQs on Cashback SBI Card

  • Can I apply for the CASHBACK SBI Card online?

    Yes, you can apply for the CASHBACK SBI Card online.

  • What is the cashback offered on online purchases?

    The CASHBACK SBI Card offers 5% cashback on all online purchases, with no merchant restrictions.

  • When will I receive cashback on my CASHBACK SBI Card?

    You will receive cashback in your SBI Card account within two days of your next statement generation.

  • What is the cashback offered on offline purchases?

    With the CASHBACK SBI Card, you get 1% cashback on offline purchases.

  • What is the joining fee for the CASHBACK SBI Card?

    There is no joining fee for the CASHBACK SBI Card. However, you will have to pay an annual/renewal fee of Rs.999 from the second year onwards, which is waived on spending Rs.2 lakh in the previous year.

  • What is the fuel surcharge waiver offered on the CASHBACK SBI Card?

    The CASHBACK SBI Card offers a 1% fuel surcharge waiver across all petrol pumps throughout India on transactions ranging from Rs.500 to Rs.3,000.

  • Can I avail add-on cards for my family members?

    Yes, you can avail add-on cards for parents, spouse, children or siblings over the age of 18 years.

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  10. Standard Chartered Credit Card Customer Care
  11. Canara Bank Credit Card Customer Care
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Credit Card Bill Payment
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  3. HDFC Credit Card Bill Payment
  4. Federal Bank Credit Card Bill Payment
  5. Axis Bank Credit Card Bill Payment
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  9. RBL Bank Credit Card Bill Payment
  10. HSBC Credit Card Bill Payment
  11. PNB Credit Card Bill Payment
  12. Canara Bank Credit Card Bill Payment
  13. Bank of Baroda Credit Card Bill Payment
  14. Bank of India Credit Card Bill Payment
  15. Union Bank Credit Card Bill Payment
Credit Card Eligibility
  1. Credit Card Eligibility
  2. SBI Credit Card Eligibility
  3. HDFC Credit Card Eligibility
  4. Federal Bank Credit Card Eligibility
  5. Axis Bank Credit Card Eligibility
  6. Yes Bank Credit Card Eligibility
  7. IndusInd Bank Credit Card Eligibility
  8. HSBC Credit Card Eligibility
  9. Kotak Credit Card Eligibility
  10. Canara Bank Credit Card Eligibility
  11. Standard Chartered Credit Card Eligibility
  12. RBL Bank Credit Card Eligibility
  13. Bank of Baroda Credit Card Eligibility
  14. Union Bank Credit Card Eligibility
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