Axis Bank AURA Credit Card

Welcome Benefits

1. Gift voucher worth Rs.750 from Decathlon.
2. The voucher can be used at Decathlon stores and the website.

Health Benefits

1. 4 complimentary video consultations through Practo.
2. 4 free video fitness sessions through Poshvine.
3. Access to 16 complimentary recorded fitness sessions.
4. Get a discount of up to Rs.500 on annual health checkups.

Fuel Benefits

1. The surcharge of 1% waived off at all fuel pumps.
2. The surcharge waiver will be applicable for transactions between Rs.400 and Rs.4,000.

Reward Point Benefits

1. 2x reward points given for every Rs.200 spent on the card.
2. 5x reward points awarded for every Rs.200 spent on insurance expenses.

Discount Benefits

1. A minimum of 30% discount given on nutritional or diet consultations from renowned nutritionists.
2. Get a minimum discount of 30% on the purchase of nutritional foods.

Dining Benefits

1. Avail a discount of up to 20% on dining in partner restaurants with the Dining Delights Program.

Annual fee

Rs.749

Joining fee

Rs.749

Finance charge

3.4% per month

Card replacement fee

Waived

Duplicate statement fee

Waived

Cash payment fee

Rs.100

Outstation cheque fee

Waived

Charge slips retrieval fee

Waived

Balance enquiry charges

Waived

Hotlisting charges

Nil

Late payment fee

1. If the total payment due is less than Rs.500 - Nil
2. Between Rs.501 and Rs.5,000 - Rs.500
3. Between Rs.5,001 and Rs.10,000 - Rs.750
4. More than Rs.10,000 - Rs.1,200

Cheque return fee

2% of the payment amount (subjected to a minimum of Rs.450)

Over limit penalty

3% of the over limit amount (subjected to a minimum of Rs.500)

Foreign transaction fee

3.5% of the transaction value

GST

As per existing rules

Surcharge on railway tickets

As prescribed by IRCTC

The primary applicant must be between the ages of 18 years and 70 years. The add-on cardholder must be above the age of 15 years.

He or she must be resident of India or a non-resident Indian.

Having a good credit score may help in the application for the credit card.

Passport

Form 60

Ration Card

Driving License

IT Returns

Passport

Aadhaar Card

Salary Slip

Electricity bill

PAN Card

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Telephone Bill