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Central Bank of India Credit Card

The Central Bank of India was established by Sir Sorabji Pochkhanawala in 1911, with Sir Pherozeshah Mehta serving as its first Chairman. It was recognized as the first commercial bank in India that was owned and managed by Indians. In 1969, the bank was nationalized along with 13 other banks, marking a major turning point in its history.

Updated On - 07 Sep 2025
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Today, this Government-owned bank is considered to be one of the oldest and largest commercial banks in the country. According to recent reports, the bank has more than 4500 branches and more than 269 extension centres in different states and Union territories of the country.

One of the major goals of the bank is to offer complete customer satisfaction. And it does that by strong service ethics and emphasis on products that are suited to users' needs. Central Bank of India Credit Card is one such offering the bank has brought out for the benefit of its customers.

Features and Benefits of Central Bank of India Credit Card

Enhanced Protection

Central Bank of India offers credit cards that have a EMV Microchip embedded. This chip enhances protection against duplication and misuse of the card.

Active Alerts

Stay updated on all your transactions, missed payments, bill payment receipt, monthly card statement, and more with email and SMS alerts sent periodically.

Online Banking

Access your credit card account online anywhere and at any time.

24/7 Customer Care

With Central Bank of India, stay assured to get your problems will be resolved quickly with the help of the 24/7 customer care service.

Reward points

Reward points are provided for any credit card spends. Get welcome points, bonus points, and accelerated rewards on select Central Bank of India credit cards.

Cash Advance

Get cash any time you need with your Central Bank of India Credit Card. Cash transactions will attract a fee and finance charges from the date of the transaction.

Add-on cards

Central Bank of India offers supplementary cards for your family members. You can avail of up to 5 cards for your spouse, parents, and children.

Specialized Privileges

Get extra benefits such as complimentary Club Vistara Silver membership, lounge access, dining privileges, and more on credit cards.

Types of Central Bank of India Credit Card

  1. Central Bank of India Prime SBI Card
  2. Central Bank of India Elite SBI Card
  3. Central Bank of India Simply SAVE SBI Card

Central Bank of India Prime SBI Card

Annual fee: Rs.2,999

Renewal fee: Rs.2,999 second year onwards

Features:

  1. With Central Bank of India Prime SBI Card, get welcome gift worth Rs.3000.
  2. Complimentary Club Vistara Silver membership.
  3. Complimentary lounge access, both domestic and international.
  4. Up to 2 add-on cards.
  5. 1% fuel surcharge at any petrol pump.
  6. Multiple milestone benefits and gift vouchers.
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Central Bank of India Elite SBI Card

Annual fee: Rs.4,999

Renewal fee: Rs.4,999 second year onwards

Features:

  1. With this card, customers get welcome e-gift voucher worth Rs.5000.
  2. Complimentary movie tickets worth Rs.6000 every year.
  3. 1% fuel surcharge at any petrol pump.
  4. Complimentary Club Vistara Silver membership.
  5. Up to 2 add-on cards.
  6. Multiple milestone benefits and gift vouchers.

Central Bank of India Simply SAVE SBI Card

Annual fee: Rs.499

Renewal fee: Rs.499 second year onwards

Features:

  1. 2,000 bonus points on spending Rs.2,000 or more in first 60 days.
  2. 10 Reward Points per Rs.100 spent on grocery spends and dining.
  3. 1% fuel surcharge at any petrol pump.
  4. Annual membership fee reversed from second year.
  5. Reward point on departmental, grocery shopping and dining.
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Central Bank of India Credit Card Eligibility & Documentation

Eligibility

  1. The minimum age of the cardholder should be 18 years.
  2. Should have a fixed monthly income.
  3. Should have a good CIBIL credit score.

Documentation

  1. PAN card
  2. Any one Id proof from: Passport, voter ID, driving license, PAN Card, UID Aadhar Number.

How to Check Central Bank of India Credit Card Application Status?

Applicants can check the status of Central Bank of India credit card online on the website. The bank's website is user friendly and has specific sections dealing with various products offered by bank.

You can also call the bank's 24/7 customer car service anytime to check the status of your credit card application.

The bank also has a toll-free number 1800 00 0368 or 02266387743 or 022663877737 dedicated to credit card queries.

Central Bank of India Customer Care

You can contact the Central Bank of India credit card customer care at 1800 22 1911 for all credit card queries. Apart from this, the bank also has customer care numbers dedicated to each zonal office.

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FAQs on Central Bank of India Credit Card

  • Can I get an add-on card?

    Yes, you have the option of getting add-on cards for your spouse, children, parents, and siblings over the age of 18 to take care of their financial needs.

  • Can I get mobile alerts for my transactions?

    Yes, you can get information regarding your credit card status as text messages on your mobile phones.

  • How to check the status of my application?

    You can check the status of your application with the concerned bank by providing them with your application number.

  • Do I need to provide my PAN card number or can I provide it later?

    Yes, you will be requested to provide your PAN Card number.

  • What are the fuel benefits with Central Bank Credit Card?

    The customer will get 1% fuel surcharge at any petrol pump. And a maximum surcharge waiver of Rs.250 per statement cycle.

  • What is the lounge access benefit with Central Bank Credit Card?

    The primary card-holders get 4 complimentary visits to international priority pass lounges and 8 visits to domestic lounges every year.

Types of Credit Card
  1. Top 10 Credit Cards in India
  2. Fuel Credit Cards
  3. Lifetime Free Credit Cards
  4. Kisan Credit Card
  5. Student Credit Cards in India
  6. Shopping Credit Cards
  7. Contactless Credit Cards
  8. Travel Credit Cards
  9. Co-Branded Credit Cards
  10. Lifestyle Credit Cards
  11. Rewards Credit Cards
  12. Business Credit Cards
  13. NRI Credit Cards
  14. Cashback Credit Cards
  15. Lounge Access Credit Cards
Credit Card by Banks
  1. Axis Bank Credit Card
  2. HDFC Bank Credit Card
  3. Kotak Bank Credit Card
  4. Federal Bank Credit Card
  5. SBI Credit Cards
  6. HSBC Credit Card
  7. IndusInd Bank Credit Card
  8. RBL Bank Credit Card
  9. Standard Chartered Credit Card
  10. YES Bank Credit Card
  11. Canara Bank Credit Card
  12. Punjab National Bank Credit Card
  13. Bank of Baroda Credit Card
  14. IDBI Credit Card
  15. Union Bank of India Credit Card
  16. Bank of India Credit Card
Articles on Credit Card
  1. How to Check Credit Card Status
  2. How to Manage Multiple Credit Cards
  3. Best Credit Card for Poor Credit
  4. How to get Credit Card without Job
  5. Credit Card Insurance Benefits
  6. How to Apply for Lost Credit Card
  7. Reasons for Credit Card Rejection
  8. Advantages & Disadvantages of Credit Card
  9. Difference between Credit Card & Debit Card
Credit Card Customer Care
  1. SBI Credit Card Customer Care
  2. HDFC Bank Credit Card Customer Care
  3. Axis Bank Credit Card Customer Care
  4. Federal Bank Credit Card Customer Care
  5. IndusInd Bank Credit Card Customer Care
  6. PNB Credit Card Customer Care
  7. RBL Bank Credit Card Customer Care
  8. Kotak Credit Card Customer Care
  9. Yes Bank Credit Card Customer Care
  10. Standard Chartered Credit Card Customer Care
  11. Canara Bank Credit Card Customer Care
  12. HSBC Credit Card Customer Care
  13. Indian Bank Credit Card Customer Care
  14. Bank of Baroda Credit Card Customer Care
  15. Bank of India Credit Card Customer Care
  16. Union Bank of India Credit Card Customer Care
Credit Card Bill Payment
  1. Credit Card Bill Payment
  2. SBI Credit Card Bill Payment
  3. HDFC Credit Card Bill Payment
  4. Federal Bank Credit Card Bill Payment
  5. Axis Bank Credit Card Bill Payment
  6. IndusInd Credit Card Bill Payment
  7. Kotak Credit Card Bill Payment
  8. Standard Chartered Credit Card Bill Payment
  9. RBL Bank Credit Card Bill Payment
  10. HSBC Credit Card Bill Payment
  11. PNB Credit Card Bill Payment
  12. Canara Bank Credit Card Bill Payment
  13. Bank of Baroda Credit Card Bill Payment
  14. Bank of India Credit Card Bill Payment
  15. Union Bank Credit Card Bill Payment
Credit Card Eligibility
  1. Credit Card Eligibility
  2. SBI Credit Card Eligibility
  3. HDFC Credit Card Eligibility
  4. Federal Bank Credit Card Eligibility
  5. Axis Bank Credit Card Eligibility
  6. Yes Bank Credit Card Eligibility
  7. IndusInd Bank Credit Card Eligibility
  8. HSBC Credit Card Eligibility
  9. Kotak Credit Card Eligibility
  10. Canara Bank Credit Card Eligibility
  11. Standard Chartered Credit Card Eligibility
  12. RBL Bank Credit Card Eligibility
  13. Bank of Baroda Credit Card Eligibility
  14. Union Bank Credit Card Eligibility
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