Hero Honda Two-Wheeler Insurance
Headquartered in New Delhi, Hero MotoCorp was previously known as Hero Honda Motors Ltd. It is known for manufacturing motorcycles and scooters. It has a commendable market share of about 46% in the two-wheeler category in India. Thus it has become the largest two-wheeler manufacturer in India. It is also the world's largest manufacturer of two–wheelers.
The manufacturing of the Hero MotoCorp two-wheelers is done in four manufacturing facilities Gurgaon, Dharuhera, Haridwar, and Neemrana, Rajasthan. Hero MotoCorp’s network spans over 6000 touch points across the country including authorized service centers, dealerships, spare parts outlets, and dealer-appointed outlets.
The company’s profile boasts over ten different motorcycle and scooter models. The prices of these models range from Rs.. 40,000 to 1 lakh. No matter which model of Hero MotoCorp you decide to buy, it is advisable that you get it insured for peace of mind and to safeguard your savings in the unfortunate event of something happening to your vehicle. With the rising number of accidents and the deteriorated state of roads in India, doesn’t it seem like the smart thing to do? Not to mention that it is illegal in India to ride a two-wheeler on public roads without a two-wheeler insurance policy.
The procedure for acquiring a Hero Honda bike insurance policy is simple and easy. It can be purchased and renewed online. in the event of loss/damage caused to the two-wheeler or its accessories due to the following calamities:
Man-made Calamities: theft, burglary, strike, accident by external means, riot, malicious act or terrorist activity. Also any damage caused while the vehicle is in transit by rail, road, inland waterway, elevator, lift or by air.
Natural Calamities: earthquake, self-ignition, fire, lightning, explosion, flood, typhoon, storm, frost, cyclone, hurricane, landslide, tempest, inundation, hailstorm, rockslide etc.
Features and Benefits of Hero Honda Two Wheeler Insurance
- Hassle-free process of purchasing bike insurance online with minimal paperwork
- Road side assistance
- A large number of network garages where you can get cash-less settlements
- Engine protection coverage
- Personal accident coverage (Driver and owner)
- Third party liability coverage
Insurance Companies Providing Hero Honda Bike Insurance Policy
Bajaj Allianz Two-Wheeler Insurance`and HDFC Ergo are one of the main insurance companies that provide insurance for all of the models of Hero MotoCorp.
Following are what each insurance company covers:
Carrier | Bajaj Allianz | HDFC Ergo |
Electrical Accessories | Yes | No |
Automobile Association | No | No |
Non Electrical Accessories | Yes | No |
Bi Fuel Kit | No | No |
Personal Accident Cover | Yes | No |
Zero Depreciation | No | No |
Anti Theft | No | No |
Voluntary Deductible | No | No |
Professional Discount | No | No |
Different Models of Hero Honda Manufactures
These are the different Hero MotoCorp models in the market:
- Hero MotoCorp Impulse
- Hero MotoCorp Splendor
- Hero MotoCorp Pleasure
- Hero MotoCorp Karizma
- Hero MotoCorp HF
- Hero MotoCorp Glamour
- Hero Motocorp Maestro
- Hero MotoCorp xtreme
- Hero MotoCorp Hunk
- Hero MotoCorp Passion
- Hero MotoCorp Ignitor
- Hero MotoCorp Achiever
Make Model Variance | Bajaj Allianz | HDFC Ergo |
HERO MOTOCORP CBZ X-TREME DOUBLE DISC SELF START | YES | YES |
HERO MOTOCORP ACHIVER SELF START DISC | YES | YES |
HERO MOTOCORP ACHIVER KICK START DISC | YES | YES |
HERO MOTOCORP CBZ X-TREME DISC SELF START | YES | YES |
HERO MOTOCORP CD DAWN KICK START DRUM BREAK SPOKE WHEEL | YES | YES |
HERO MOTOCORP SPLENDOR PLUS SPOKE WHEEL SELFSTART | YES | YES |
HERO MOTOCORP CBZ X-TREME KICK START DISC | YES | YES |
HERO MOTOCORP CD DAWN SELF START DRUM BREAK SPOKE WHEEL | YES | NO |
HERO MOTOCORP CD DAWN SELF START DRUM BREAK CAST WHEEL | YES | NO |
HERO MOTOCORP CD DELUX KICK START DRUM BREAK SPOKE WHEEL | YES | YES |
HERO MOTOCORP CD DELUX KICK START DRUM BREAK CAST WHEEL | YES | YES |
HERO MOTOCORP GLAMOUR KICK START DISC BREAK CAST WHEEL | YES | NO |
HERO MOTOCORP HF DELUX KICK START DRUM BREAK CAST WHEEL | YES | NO |
HERO MOTOCORP CD DELUX SELF START DRUM BREAK SPOKE WHEEL | YES | YES |
HERO MOTOCORP CD DELUX SELF START DRUM BREAK CAST WHEEL | YES | YES |
HERO MOTOCORP HF DAWN KICK START DRUM BREAK SPOKE WHEEL | YES | NO |
HERO MOTOCORP GLAMOUR SELF START DRUM BREAK CAST WHEEL | YES | YES |
HERO MOTOCORP PASSION PRO LTD EDITION | NO | YES |
HERO MOTOCORP IGNITOR DISC SELF CAST WHEEL | YES | NO |
HERO MOTOCORP HF DELUX SELF START DRUM BREAK CAST WHEEL | YES | NO |
HERO MOTOCORP KARIZMA BLAC CAST | YES | YES |
HERO MOTOCORP HF DELUX SELF START DRUM BREAK SPOKE WHEEL | YES | NO |
HERO MOTOCORP KARIZMA DOUBLE DISC SELF START ALLOY WHEEL | YES | YES |
HERO MOTOCORP SPLENDOR PRO CAST WHEEL SELF START DRUM | YES | YES |
HERO MOTOCORP HUNK SINGLE DISC SELF START | YES | YES |
HERO MOTOCORP GLAMOUR FI SELF START DISC BREAK CAST WHEEL | YES | YES |
HERO MOTOCORP IGNITOR DRUM SELF CAST WHEEL | YES | NO |
HERO MOTOCORP IMPULSE SINGLE DISK | YES | NO |
HERO MOTOCORP HUNK DOUBLE DISC SELF START | YES | YES |
HERO MOTOCORP PASSION XPRO DRUM KICK SPOKE | YES | YES |
HERO MOTOCORP MAESTRO ELECTRIC START - SCOOTER | YES | NO |
HERO MOTOCORP SPLENDOR NXG CAST WHEEL SELF START | YES | YES |
HERO MOTOCORP PASSION PRO CAST KICK DRUM | YES | YES |
HERO MOTOCORP PASSION PRO CAST SELF DRUM | YES | YES |
HERO MOTOCORP KARIZMA ZMR | YES | YES |
HERO MOTOCORP PASSION XPRO DRUM KICK CAST | YES | YES |
HERO MOTOCORP PASSION PRO SPOKE KICK DRUM | YES | YES |
HERO MOTOCORP SPLENDOR I SMART SELF START DRUM BREAK CAST WHEEL | YES | NO |
HERO MOTOCORP PASSION XPRO DISC SELF CAST | YES | YES |
HERO MOTOCORP PASSION PRO SELF START DRUM BREAK CAST WHEEL | YES | NO |
HERO MOTOCORP PLEASURE LIMITED EDITION | YES | YES |
HERO MOTOCORP PASSION XPRO DRUM SELF CAST | YES | YES |
HERO MOTOCORP SPLENDOR PLUS CAST WHEEL KICK START | YES | NO |
HERO MOTOCORP SPLENDOR PRO DRUM KICK SPOKE | NO | YES |
HERO MOTOCORP PLEASURE SELF START DRUM BRAEK | YES | YES |
HERO MOTOCORP PASSION XPRO DRUM SELF SPOKE | YES | YES |
HERO MOTOCORP PASSION PRO SPOKE SELF DRUM | YES | NO |
HERO MOTOCORP SPLENDOR I SMART SELF START DRUM BREAK SPOKE WHEEL | YES | NO |
HERO MOTOCORP HF DELUX KICK START DRUM BREAK SPOKE WHEEL | YES | NO |
HERO MOTOCORP SPLENDOR NXG SPOKE WHEEL SELFSTART | YES | YES |
HERO MOTOCORP SPLENDOR DRUM | NO | YES |
HERO MOTOCORP GLAMOUR CAST SS | NO | YES |
HERO MOTOCORP SPLENDOR PLUS SPOKE WHEEL KICK START DRUM BREAK | YES | YES |
HERO MOTOCORP SPLENDOR SPECIAL EDITION | NO | YES |
HERO MOTOCORP SPLENDOR PRO CAST WHEEL KICK START DRUM | YES | YES |
HERO MOTOCORP SPLENDOR PRO CAST WHEEL SELF START | YES | NO |
HERO MOTOCORP GLAMOUR CAST DISC SS | NO | YES |
HERO MOTOCORP SPLENDOR DISC | NO | YES |
HERO MOTOCORP SPLENDOR PRO SPOKE WHEEL SELFSTART | YES | NO |
HERO MOTOCORP PASSION PRO SPOKE | NO | YES |
HERO MOTOCORP XTREME DISC SELF CAST | YES | NO |
HERO MOTOCORP CDN DLX DRUM KICK SPOKE | NO | YES |
HERO MOTOCORP SPLENDOR NXG ALLOY | NO | YES |
HERO MOTOCORP CDN DLX DRUM SELF SPOKE | NO | YES |
HERO MOTOCORP SUPER SPLENDOR SELF START DRUM BREAK CAST WHEEL | YES | YES |
HERO MOTOCORP CDN DLX DRUM KICK CAST | NO | YES |
HERO MOTOCORP CDN DLX DRUM SELF CAST | NO | YES |
HERO MOTOCORP CD-DAWN CNSK | NO | YES |
HERO MOTOCORP CND STD SPOKE | NO | YES |
HERO MOTOCORP PASSION PRO DISC | NO | YES |
HERO MOTOCORP PASSION PRO DRUM SELF SPL EDITION | NO | YES |
HERO MOTOCORP PASSION PRO DISC SS | NO | YES |
HERO MOTOCORP GLAMOUR SPOKE SS | NO | YES |
HERO MOTOCORP KARIZMA DISC SELF RDC | NO | YES |
HERO MOTOCORP SPLENDOR PLUS CAST WHEEL SELF START | YES | YES |
HERO MOTOCORP CBZ ELECTRIC START | NO | YES |
HERO MOTOCORP SPLENDOR PLUS LTD EDITION | NO | YES |
HERO MOTOCORP CND DLX | NO | YES |
HERO MOTOCORP PASSION PLUS DRUM | NO | YES |
Hero Honda Bike Insurance Premium Calculator
Buying a two wheeler insurance for your Hero Honda bike online can be easier than you think. Through the online channel, you do not need an insurance broker/agent to buy a policy and you can compare different policies available in the market and choose the best one based on your requirements. There are various third-party websites where you may compare bike insurance policies offered by various insurance companies based on multiple factors such as coverage offered, inclusions and exclusions of the policy, number of network garages, premium value, and more.
If you wish to buy a two wheeler insurance policy online, make sure to use the insurance premium calculator to analyze various insurance policies based on your needs and the applicable premium. You may find bike insurance premium calculator tool in most insurance websites. You may also use various other third-party websites to calculate your bike insurance premium. To compute the premium, all you have to do is fill in some of the basic details of your vehicle such as the brand, make, and model of the vehicle, vehicle registration number, age of the vehicle, cubic capacity (CC) of the vehicle, registration zone, and more. The Insured Declared Value (IDV), which is the total sum of money assured by the insurer in case of loss or damage caused to the vehicle plays an important factor in determining the premium. It is calculated by reducing the amount of depreciation from the manufacturer’s listed price of the vehicle.
Also Check - 4 Tips to Buy Two Wheeler Insurance
Factors Affecting Bike Insurance Premium
- Add-on insurance covers
- Age of the vehicle
- Cubic capacity (CC) of the vehicle
- Depreciation
- Discounts availed
- Make and model of the vehicle
- No Claim Bonus (NCB)
- Type of insurance policy opted
- Voluntary access, and more
Multi-Year Bike Insurance Policy For Hero Honda Bikes
The Insurance Development and Regulatory Authority (IRDA) observed that a large number of two-wheeler owners in the country are riding without a valid two-wheeler insurance policy. Most people do not renew their bike insurance policies on time and ride uninsured on risky Indian roads. To encourage vehicle owners to buy and renew insurance policies in a timely manner, the IRDA has now allowed insurance agencies to offer multi-year motor insurance for a period up to 3 years. A long-term insurance policy has several advantages. First of all, it saves you from the hassles of annual policy renewals and also help you save expenses on insurance to a certain extent. Following are some of the other advantages.
- Annual policy renewal not required for a period of 2/3 years
- Lower Premium
- No effects on premium due to inflation
- No risk of policy lapse for 2/3 years
- No Claim Bonus (NCB)
Related Articles on Two-Wheeler Insurance
FAQs on Hero Honda Two-Wheeler Insurance
- How do I decide which insurance company to choose for my model of Hero MotoCorp?
The price and model of your vehicle should decide the coverage that you will need for the particular model and the amount that is worth spending as premium. Talk to people who know about insurance to get a general idea about the coverage that you will take for your vehicle. You must put in some time and effort into researching the different coverages that various insurance providers offer. After comparing the premiums and coverage that each policy offers, you can choose the one that you feel best suits your needs. Make sure that you also find out if there are any discounts available on the chosen policy.
- Will Roadsters, Sport Bikes and scooters require the same kind of coverage?
Roadsters/ general purpose bikes needs a smaller coverage than sport bikes. Scooters only need basic coverage with a lower premium. Sport bikes on the other hand need full coverage/ Bumper-to-Bumper coverage since they have high-end engines and expensive body parts. Any damage to these will tear a hole in your pocket without sufficient coverage.
News About Hero Honda Two-Wheeler Insurance
Hero MotoCorp Tops Two-Wheeler Sales Chart in June 2025
Hero MotoCorp remained at the top of the two-wheeler sales chart as June 2025 came to a close. Hero MotoCorp, the biggest two-wheeler manufacturer in the world, showed a 10% increase in two-wheeler sales last month compared to the previous year. 5,53,963 units have been sold, with 5,25,136 of the sales occurring domestically. However, 28,827 units were exported abroad. With 7,178 shipped and 7,665 registered under VAHAN, its sales figures are continuously rising. The company sold 4,29,147 units as of June 2025, with 3,88,812 of the sales occurring domestically. Despite a 10% rise in domestic sales, the number of EV two-wheelers sold in June 2025 was 14,400, compared to 15,859 in June 2024.
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