Kotak Netc@rd

How to use Kotak Netc@rd

1. Visit the online merchant establishment you wish to make the purchase from.
2. Choose the product you wish to buy on the website.
3. Ensure that the online merchant establishment accepts VISA cards.
4. Proceed to checkout when the products have been chosen.
5. Select "debit card" (VISA) as the mode of payment.
6. Next, log into your Kotak Mahindra Bank net banking account.
7. Click on the Kotak Netc@rd tab.
8. Once that is done, click on generate Kotak Netc@rd.
9. Once you click on that, an OTP (One-time password) will be sent to your registered mobile number.
10. Enter the OTP.
11. Select the account you wish to transfer money from to the limited virtual debit card.
12. Enter the amount you wish to transfer.
13. Click on "generate".
14. Once the virtual debit card is created, the card number will be displayed and the expiry date.
15. On the merchant establishment website, enter the virtual debit card details in the payment gateway section.
16. Confirm the payment.

What to Keep in Mind When using Kotak Netc@rd

1. Once the payment has been made, the card is no longer valid.

1. The Kotak Netc@rd adds a layer of security and does not reveal your actual card details to the merchant establishment.
2. If the customer chooses to purchase a product in foreign currency, the purchase amount will depend on the exchange rate of that particular day.
3. Once the purchase is complete, the card will automatically be deactivated as it is a one-time use virtual debit card.

How to Cancel or Block the Kotak Netc@rd

Follow the steps to cancel the Kotak Netc@rd:

1. Once the payment has been made, login to your Kotak Mahindra Bank net banking account.
2. Click on the Netc@rd tab.
3. From the menu option, click on "cancel Netc@rd".
4. Next, select the Netc@rd you wish to cancel as multiple Netc@rds can be created at once.
5. Once the netc@rd has been selected, click on "cancel".
6. Note, only cards that have not been used can be cancelled. If one has used the Netc@rd, the card is automatically deactivated as it is a one-time use virtual debit card.
7. If there is any money in the Netc@rd when you cancel, it will be redirected to your bank account within 1 working day.

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