Online Payment Gateways in India

Other Online Payment Gateways in India

There are various payment gateways in India that allow customers to make payments online. Some of the popular ones are:

• PayU
• Instamojo
• CCAvenue
• Bill Desk
• JusPay
• Airpay
• Cashfree Payments
• Zaakpay
• Direcpay
• ePaisa
• Emvantage
• Atom Paynetz
• Transecute
• Razorpay

Cashfree Payments 

Cashfree Payments is a renowned payment and API banking firm in India. It accepts over 120 payment modes including debit cards, credit cards, Paytm, net banking (65+ banks), EMI options, and UPI. In addition to this, Cashfree Payments supports PayPal, NEFT, and IMPS. 

Bill Desk 

Bill Desk is a popular payment gateway that allows people to pay and receive all their bills at one place. A lot of Indian banks are connected with Bill Desk to make the payment process simple, quick and safe. Using Bill Desk, customers can decide how and when to make payments and they can also set payment reminders or alerts. 

PayU 

PayU is one of the top payment gateways in India, which supports 150+ modes of payment including UPI, net banking, debit and credit cards, and static and dynamic QR. The payment gateway allows businesses to accept payments in multiple currencies. It also provides a variety of payment solutions such as EMI and BNPL, Native OTP, and Pay with Rewards for loyalty programs. It simplifies the process of managing payments for businesses through its user-friendly merchant dashboard.  

CCAvenue Payment Gateway 

CCAvenue is a popular payment gateway, which offers multiple payment options. It supports six credit cards, namely, JCB, MasterCard, Visa, American Express, Diners Club and eZeClick. CC Avenues payment page can be viewed in 18 different languages (Indian as well as international) and it accepts payments in 27 foreign currencies.

Some of these currencies are Euro, Singapore Dollar, Indian Rupees, Japanese Yen, American Dollar, UAE Dirham, Pound Sterling, Hong Kong Dollar, Qatari Riyal, Bahraini Dinar, Baht, Sri Lankan Rupee, Malaysian Ringgit, Taka, New Zealand Dollar, Canadian Dollar, Nepalese Rupee, Australian Dollar, Omani Rial, Swiss Franc, Kuwaiti Dinar, Chinese Yuan Renminbi, etc. 

Instamojo Payment Gateway 

Instamojo is one of the best payment gateways for purchase of digital files, tickets, services, goods, music, videos, etc. The payment process is quick and secured with bank level security. Merchants can use this payment gateway to collect payments on Facebook, Whatsapp and Instagram among others. This gateways also allows merchants to collect their payments via SMS, Email and instamojo username. 

Direcpay Payment Gateway 

Direcpay is a payment gateway that supports different types of credit cards and debit cards. Using Direcpay merchants can accept mobile payments and payments made via net banking as well. It is a solution for merchants and companies who deal with ecommerce and online transactions. Payments using Direcpay can be made using different types of foreign currencies. This payment gateway is secure and easy to use. 

JusPay 

This secure payment gateway is popular for offering the express checkout feature and Secure 1-Click experience for Mobile Payments. It auto processes OTP from SMS and optimizes network efficiently to reduce the loading time of a page. 

Atom Paynetz Payment Gateway

Atom Paynetz is a leading payment gateway that provides over a hundred payment options. It supports domestic credit cards such as Visa, MasterCard, JCB, American Express, Discover and Diners. It offers revenue boosters such as Promotion and Discount Engine, Multi Bank EMI, express payments, etc., to merchants.

ePaisa

ePaisa is a Point of Sale Android App that empowers business owners with the simplest and smartest tools for accepting all forms of payment, managing inventory, accessing real-time sales reports and customer information on one seamless, multi-lingual, cloud-based platform.

Airpay

This payment gateway allows merchants and businesses to accept debit or credit card payments on website, wapsite and mobile apps in a secure and hassle free manner.

Emvantage

Using this payment gateway, merchants can manage a large number of transactions easily and in a secure way. Emvantage allows merchants to collect payments using multiple payment modes such as credit cards, debit cards, prepaid cards, mobile payments, Netbanking, etc.

Transecute

Using this payment gateway, merchants can accept online payments from their customers. People can pay using their Visa or MasterCard credit cards. The service is easy to use and integration takes less than 30 minutes.

The above mentioned payment gateways are among the best in India and they provide extremely secure platforms for people to make their payments online quickly without any worry.

Zaakpay Payment Gateway

Zaakpay is another popular payment gateway that supports all international and Indian MasterCard credit cards, Visa credit cards, Discover, and Diners credit cards. It is a secure gateway and the payments on this portal can be made using a few clicks.

Razorpay Payment Gateway

Razorpay was founded in 2014 and is one of the top payment gateway in India. The Bangalore-based emerging fintech company has received more than $200 million in funding to date and became a unicorn startup of India in October 2020 with over a $1 billion valuation. The payment gateway allows you to accept payment via various types of methods such as credit/debit card, net banking, UPI, and popular wallets that include JioMoney, FreeCharge, Airtel Money, etc.

Top International Payment Gateways in India 2025

PayPal: PayPal is one of the popular payment gateways for overseas money transfer. It can process transactions in over 100 currencies. This application allows you to process both debit card as well as credit card transactions.  

Benefits of using PayPal: 

1. Zero-maintenance fees 

1. Signing-up is free 
2. Transactions can be monitored anytime anywhere 
3. Mobile version of the application is available 
4. Integrations with shopping cart is possible 

PayUbiz: PayUbiz is another popular payment gateway used for international payments. This application supports debit card as well as credit card payments and provides a net banking option in 50 plus Indian banks. 

Benefits of using PayUbiz: 

1. Has Android & iOS SDKs 
2. Can complete transactions in 125+ currencies 
3. Partnership with numerous banks across the globe 

1. Offers one tap payment option 
2. Supports e-commerce and shopping cart plugins 

CC Avenue: CC Avenue allows you to make transactions in 27 different currencies. This application also allows you to integrate shopping carts. 

Benefits of using CC Avenue: 

1. Is available in up to 18 Indian languages 
2. Provides retry option to reduce the number of payment failure 
3. Provides several payment options (97+ debit cards, 58+ net banking, 6+ credut cards, etc.) 

Razorpay International Payments: Razorpay International Payments allows you to make transactions in over 92 currencies and supports all major international cards. You can also share links through other communication channels or automate repeated transactions. 

Benefits of using Razorpay International Payments: 

1. Does real-time currency conversion 
2. Provides INR options for settlement 
3. PCI DSS Level 1 compliant 

Current Payment Solution Landscape in India

Digitization of almost everything is being adopted in India like never before. Digital payments have become more of a habit for Indian youths today. A reliable alternative to traditional payment methods like cash and cheque, digital payments have become a norm across the country. This has further pushed the fintech giants to create an interface that provides digital payment services in the country.  

Criteria to look out for Payment Gateway in India: 

Look out for the below mentioned features while opting for a payment gateway in India: 

1. User-friendly: The payment gateway should be easy to use and should integrate with other systems like invoices, CRM, etc. A complicated payment gateway would result in a bad customer experience. 

1. Multiple payment modes: The payment gateway you are opting for should support multiple payments modes like EMI, credit card, debit card, net banking, etc. Moreover, it would be beneficial if you opt for a multi-currency and multi-lingual payment gateway.  
2. Budget and pricing: Depending on your business needs and turnover, select a payment gateway that does not burden your cost price. Most of the payment gateways charge maintenance fees, sign up fees, etc. This can affect your pocket, so choose wisely. 
3. Security: This is an important feature which you should not compromise on when buying a payment gateway. Look for features like IP/device monitoring, soundwave technology, adaptative monitoring, etc. when investing in a payment gateway. 
4. Reliability: Make sure that your payment gateway does not crash down during heavy traffic. Other than that, it should complete transactions at a decent speed and should not fail transactions frequently. 
5. Accepted currencies: Always opt for a payment gateway that accepts payments in different currencies and supports multiple languages. This feature will make purchasing easy from your website for customers across the globe.